Across the U.S., more and more Americans are facing significant rate increases in their homeowners insurance—and complete coverage loss. There are, fortunately, a number of ways to avoid these costly situations.

A recent national survey determined that nearly 2.5 million households have lost their homeowners coverage in the past 24 months, and another 51 million households (about 42% of all American households) experienced homeowners insurance rate increases, with some as high as 25% or more. To help avoid these troublesome situations, here is a link to some helpful tips from Crescenta Valley Insurance on just how to save money on homeowners insurance rates.

The main idea is to remain vigilent, and to establish an on-going relationship with your insurance agent. They could provide a number of solutions to climbing homeowners insurance rates. Remember, they’re working for you, so be sure to ask them to help you save money where you can. You may be pleasantly surprised how much you can save simply by having your auto insurance AND homeowners insurance with the same company.

Million of families will be sending new high school graduates off to college this year- a new chapter in the life of these students. Yet typically, one critical thing is overlooked by college-bound students and their parents—insurance- health insurance, auto insurance, renters insurance, according to Rick Dinger, owner of Crescenta Valley Insurance.

More than 70% of those college-bound students who rent while in school typically are under-insured for their personal property- things like computers, iPods, stereo equipment, etc. Plus, they usually don’t think about getting liability insurance should someone get hurt while in their apartment. And regarding health insurance, one in seven students carries no kndividual health insurance.

Most college-bound students and their parents erroneously assume that insurance is too expensive, but it is actually quite affordable. For example, consider a standard renters insurance policy. Personal property coverage of $15,000 and $100,000 in liability coverage costs $100 to $150 annually.

Parents and college students should seek the advise of a professional insurance agent for auto, health and renters insurance.